Your Security, Our Priority: Introducing Gig Insurance coverage powered by Singlife x Outside

Introducing our new partnership with Singlife! 

“Gig workers are integral to our economy, yet they often lack the financial security as compared to typical employees. We’re excited to partner with Outside, offering embedded insurance solutions that can better safeguard gig workers on the job,” said Varun Mittal, Head of Innovation & Ecosystem at Singlife.

At Outside, we recognise that freelancers in the gig economy are more vulnerable during economic downturns or any unforeseen accidents as they typically lack job and income stability, especially if they do not have sufficient savings or appropriate health insurance.

Hence, we partnered up with Singlife to ensure that you stay protected while you hustle on Outside. Effective immediately, all eligible Outside agents will be automatically covered for any shift that is taken up on Outside.

The best part? It’s on us – there is no additional cost or deduction to your pay to enjoy this benefit.

Automatic Coverage

All eligible Outside agents are automatically covered by Singlife, no registration required! Coverage starts from the issuance of the Certificate of Insurance (“Coverage Start Date”) by Singlife, shown to you on the Outside app every time you clock in for your appointed shift(s).

Eligibility requirements for the Insurance coverage:

1. You are between 16 and 69 years old (both ages inclusive) 
2. You are registered agents of Outside and are working on a job during the appointed shift-hours
3. You are Singaporean Citizen, Singapore Permanent Resident or holders of valid Singapore employment pass or work permit (exclude foreign domestic helper or construction worker)
4. You are not a prohibited person*
5. Your application for cover under this Plan has been approved by Singlife

*Prohibited Person means a person or entity who is

• subject to laws, regulations or sanctions administered by any inter-government, government, regulator or law enforcement authorities of any country, which will prohibit or restrict us from providing insurance or carrying out any transaction under this policy, or
• who is involved in any terrorist or illegal activities or placed on sanctions listing or issued with freezing order.

Benefits of the Coverage

You can receive up to S$10,000 for Accidental Death or Total and Permanent Disability.

You can also receive up to S$50 per day for Daily Hospital Income due to Accident, for up to 60 days.   

You may refer to the Product Summary that can be found in the Outside app for more detailed information, such as the Schedule of Indemnities, regarding the Group Personal Accident plan. 

Claims

Any claims have to be submitted within 30 days of the date of Accident via written notice. The written notice given by or on behalf of the Insured Member, along with any supporting documents, should be submitted to managed_care3@singlife.com. 

Submitting a claim:

1. Download the claim form from www.singlife.com.
2. Prepare any relevant supporting claim documents required.
3. Complete and submit your claim within 30 days of the date of Accident to managed_care3@singlife.com.

Some common claim documents for Accidental Injury: 

• Identification documents (NRIC/Passport)

• Certificates 
• Medical reports 
• Discharge summary
• Copy of final hospital/ medical invoices and receipts
• Autopsy report (For death as a result of Accidental Injury) 
• Death certificate (For death as a result of Accidental Injury) 

For more details about the Singlife Claims Process, visit www.singlife.com.  

*Terms and conditions apply. This product is underwritten by Singapore Life Ltd. (“Singlife”) Outside (Inside Technologies Private Limited) is the master policyholder of the free personal accident plan and owner of the Outside platform. Outside is not permitted to arrange any contract of insurance or provide advice or recommendations on the above product or any insurance product on behalf of Singlife or any other company in the Singlife Group. Please direct all enquiries to Singlife. This Policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for the Policy is automatic and no further action is required from You. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Singlife, or visit the Life Insurance Association (LIA) or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).